Underline the correct form in each conditional sentence.

1. If I open a student account, I would have to / will have to maintain a minimum balance.
2. If I had known it was raining when I left, I would have / would had brought an umbrella.
3. If I have seen / had seen him yesterday, I would have told him your news.
4. If we hadn’t gone / didn’t go swimming, we would have had time to go or a boat ride.
5. If I had / have a computer, we could search the Internet.
6. If I played / have played tennis, I would join the tennis club.

Lesson 9: Test Yourself

A. Underline the correct alternative.

1. My father opened / made an account for men when I was quite young.
2. I deposited / installed 5 million Iraqi dinars this morning.
3. Banks usually pay / charge a fee if you are overdrawn.
4. If you stay / maintain a minimum balance, you don’t have to pay a fee.
5. I can take / make a withdrawal at an ATM at any time.
6. Some accounts cost / pay more interest than others.

B. Complete the sentences with the correct words from the box.

1. I’m afraid your card is no longer valid. It expired a week ago.
2. This bank statement shows I have a lot of money in my account.
3. There must be a mistake. I didn’t make this withdrawal last week.
4. How many instalments do you have to make to pay back your loan?
5. My father lent me the money to put a Down payment on a new car.
6. If you have Internet access you can bank online.
7. There is a branch of our bank near the university.

C. Complete the sentences.

1. A current account comes with a cheque book.
2. You can withdraw money from an ATM machine.
3. The minimum balance is 1,000 Iraqi dinars.
4. The value of an investment can go down as well as up.
5. If you don’t have enough money to buy something, you can ask the bank for a loan.

D. Underline the correct form in each conditional sentence.

1. If I open a student account, I would have to / will have to maintain a minimum balance.
2. If I had known it was raining when I left, I would have / would had brought an umbrella.
3. If I have seen / had seen him yesterday, I would have told him your news.
4. If we hadn’t gone / didn’t go swimming, we would have had time to go or a boat ride.
5. If I had / have a computer, we could search the Internet.
6. If I played / have played tennis, I would join the tennis club.

E. Complete these conditional sentences.

1. 1. If you go out in this rain, you’ll get wet.
2. 2. If my father knew that I drive so fast, he’d be furious.
3. 3. If you cook an egg for half an hour, it goes hard.
4. 4. If he’d asked me to help him, I’d have said yes.
5. 5. If he really wanted to go to university, he’d work harder.
6. 6. If the car hadn’t broken down, we wouldn’t have been late.

F. Put the words in the correct order to make passive sentences.

1. was delivered When mail the?
When was the mail delivered?

2. next being are week The replaced windows.
The windows are being replaced next week.

3. be sold The end house will before the year the of.
The house will be sold before the end of the year.

4. by The down the previous owner were trees cut.
The trees were cut down by the previous owner.

5. have stairs avoid been The accidents to repaired.
The stairs have been repaired to avoid accidents.

G. Rewrite the sentences in the passive form.

1. Somebody left these books in the classroom.
These books were left in the classroom.

2. Somebody teaches History every day.
History is taught every day.

3. Somebody is cleaning the room right now.
The room is being cleaned right now.

4. Somebody will grade our homework over the weekend.
Our homework will be graded over the weekend.

5. Somebody was opening the gates when we arrived.
The gates were being opened when we arrived.

H. Complete the sentences with the passive form of the correct verb. Each verb is used only once.

1. Fareed is always informed of changes in his account balance by SMS.
2. Yesterday a message was displayed on his screen that said he was overdrawn.
3. Mobile phones are bought by millions of people these days.
4. Are cameras included in all mobile phones?
5. Mobile phones will be used for many other things in the future.
6. Mobile phone towers are being built all the time.

I. Complete the conversation with active or passive forms of the verbs in the box.

• Mother: So Noor, have you opened your bank account?
• Noor: Yes, I opened it yesterday.
• Mother: Do you have an ATM card?
• Noor: Not yet. It is being sent to me this week.
• Mother: How about a cheque book?
• Noor: I should get one in about ten days. It will be kept for me at the bank until I can pick it up.
• Mother: Can you bank online?
• Noor: If I want to. But I’m worried about hackers. I’d rather read my bank statement. when it is sent at the end of the month.
• Mother: You needn’t worry. I installed a very good firewall when I bought the computer.